All of Alexandria's best mortgage rates are 3.75% or less

Here are my selections for the best deals on home loans in the Alexandria, Va., area this winter.

As always, I'm looking for the most favorable combination of low mortgage rates and reasonable fees.

These offers require you to pay no points and loan origination fees of less than $2,000 -- exactly what anyone trying to buy or refinance a home should be looking for to control their up-front costs and keep monthly payments low.

Compare my picks with the best interest rates from other banks and finance companies in our database.

Our research provides real-time, accurate data on loans in Alexandria, across Virginia and throughout the country.

You can also determine what the monthly payments would be for the home loan you’re considering with our fixed-rate home loan calculator or adjustable-rate calculator.

See if you can beat these deals.

Alexandria Mortgage Rates

Lender 30-year fixed 15-year fixed 5-year ARM
Guaranteed Rate 3.500% 2.875% 2.375%
Atlantic Mortgage & Funding Inc. 3.750% 3.125% 2.625%
Absolute Mortgage 3.750% 2.990% 2.250%
Total Mortgage 3.750% 3.250% 2.875%
EverBank 3.750% 2.875% 2.750%
Mortgage Capital Associates 3.750% 3.125% 2.500%
The Money Store 3.750% 3.125% 3.000%
National Mortgage Alliance 3.750% 2.875% 2.500%
Integrity First 3.750% 3.250% 2.750%
Sentrix Financial Services Inc. 3.750% 3.250% 2.625% 3.750% 3.000% 2.500%

Remember that rates change daily.

These quotes are from the end of the business day on Jan. 27, 2012, to borrow $210,000 for the purchase of a home with a 20% down payment.

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