Mortgage - Buying your first home?

Mortgage Advice

• 7 big questions your Closing Disclosure can answer

  Borrowers applying for a mortgage now get a five-page form designed to make home loans easier to understand before the deal is finalized.

  April 15th 2019

• How to buy a condo with confidence

  It's not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

  April 10th 2019

• Mortgage rates fall in April 2019

  Current mortgage rates have fallen slightly since last month. Rates on home loans are still historically low and a little easier to obtain, too.

  April 9th 2019

• How to save on closing costs

  You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here's how you can save on everything from settlement fees to title insurance.

  April 8th 2019

• How to win a bidding war

  Existing homes continue to be snapped up at a record pace, and competition remains fierce. That's why buyers need a winning strategy to compete for their dream home.

  April 5th 2019

• How to tell if mortgage points are worth the cost

  Paying points to get a lower interest rate is almost always a losing proposition because most homeowners don’t keep their loans long enough to recoup the up-front costs. Are you an exception to the rule?

  April 1st 2019

• How much house can you afford?

  How much house can you afford? If that's on your mind, you're in good company. Mortgage rates are still historically low, making it a good time to purchase.

  March 28th 2019

• Will I be happy in a condo?

  Before you dive into condo living, you have to make sure it's truly what you want. Use these 9 questions to make sure you'll be happy in a condo.

  March 27th 2019

• 4 smart moves to challenge a home appraisal

  A low estimate causes about 1 in every 10 home sales to fall through each month, agents report. Here's what to do when an appraisal of your home's value seems to miss the mark.

  March 25th 2019

• The 7 biggest mortgage mistakes to avoid

  Dodging these pitfalls will make you a happier homebuyer now and more satisfied homeowner down the road. You'll know that you got the best possible mortgage and won't be overwhelmed by unexpected costs.

  March 22nd 2019