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  • for sale sign in front of a house. 4 smart moves to challenge a home appraisal

    A low estimate causes about one in every 10 home sales to fall through. Here's what to do when an appraisal of your home's value seems to miss the mark.

    September 25th 2016

  • blue foreclosure sign in front of house 7 smart moves for buying a foreclosure

    Deals on foreclosures are still out there. But they're not as easy to find as they were a few years ago, and you still need to avoid all of the costly pitfalls that can turn any repossessed home into a burden, not a bargain.

    September 23rd 2016

  • Red jigsaw puzzle piece shaped like a house The 7 biggest mortgage mistakes to avoid

    Dodging these pitfalls will make you a happier homebuyer now and more satisfied homeowner down the road. You'll know that you got the best possible mortgage and won't be overwhelmed by unexpected costs.

    September 22nd 2016

  • House on mortgage Get your paperwork ready before applying for a mortgage

    Here's a checklist of what you'll need and it's extensive — W-2s, pay stubs, bank statements, tax returns, brokerage statements and more. It's never too early to start a file and fill it up.

    September 21st 2016

  • stack of money house pen What you need to know about private mortgage insurance

    If you don't make a 20% down payment, you'll be required to carry private mortgage insurance, or PMI. Although you're the one who must pay monthly premiums for this coverage, it protects the lender, not you.

    September 20th 2016

  • model house on mortgage documents 7 big questions your Closing Disclosure can answer

    Borrowers applying for a mortgage after Oct. 3, 2015, get a five-page form designed to make home loans easier to understand before the deal is finalized.

    September 15th 2016

  • worried couple looking at document 7 mortgage fears that sideline home buyers

    Would you like to buy a home but worry that you'd never qualify for a mortgage? It's time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

    September 14th 2016

  • Couple outside a house with a real estate agent Should you lend your kids money to buy a home?

    Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

    September 13th 2016

  • How to buy a condo with confidence

    It's not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

    September 10th 2016

  • White house on top of money with current mortgage rates Current mortgage rates are lower than last September

    Current mortgage rates are lower than they were last September. Home loans are not only cheaper but a little easier to obtain, too.

    September 9th 2016

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