8 critical home repairs you can't ignore

Cohabitating critters

You know you've got a problem when: You see them. You hear them. Or you find the damage they've done.

What causes it: Unwelcome guests can be as small as termites seeking food (beams and joists) to raccoons looking to live in your attic and crawl space.

The worst that can happen: Wood-devouring insects can wreak serious structural damage. Larger animals tear up insulation, spread toxic feces and even spark fires.

Fix it yourself? Not many homeowners have the training required to purge pests such as these.

Who should you call? Exterminators or animal control experts who can not only get rid of the pests but find where they entered the home and make the fixes required to keep the next wave of little invaders out.

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