Jen goes on a cost-cutting spree

Shopped for new car insurance

My policy renews every six months, and after another increase, I had had enough. So I listed every company that provides car insurance in New Jersey on a piece of paper and got a quote from every one. Was it time-consuming? Yes, but at least it was all online. And now I have to keep deleting email follow-ups from each company that wants my business — and who wouldn't? I have stellar credit and a clean driving record. But the annoyance was totally worth it. Goodbye Allstate and helloooooo Geico.

Annual savings: $144, plus my insurance will go down again when I take an online defensive driving course. Guess who made it easy for me to find out where to take that class? I'll give you a hint. Not Allstate.