Roll-down your credit card debt!
Paying off credit card debt requires a lot of discipline and a good strategy. Pull together any funds you can to accelerate your debt repayment. Pay off your highest interest rate debt first, and when that balance is paid in full, apply the extra payment amount to the card with the next highest interest rate. By making the same monthly payment even as your debt diminishes, you will drastically reduce the total interest costs and the amount of time to repay the debt.