CD Rates News

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The top 24-month CD rates have dipped slightly in the past month, but there are more banks to choose from when it comes to the best nationally available deal.

If you're in the market for the top nationally available 12-month CD rates, you can find them at two different banks.

iGObanking's specials on 36- and 60-month CDs are over.

The online division of Flushing Savings Bank in New York shocked everyone by raising its interest rates on 3-year and 5-year CDs by more than a point on Monday, to 1.70% APY and 2.25% APY.

That sent iGObanking soaring to the top of our standings of the best nationally available returns on those CDs.

We're sure the bank was swamped by happy savers anxious to take advantage of those rates, and this morning iGObanking lowered its returns to 1.25% APY and 1.75% APY.

That means Doral Bank Direct and Quaint Oak Bank are once again offering the best deals on those long-term certificates of deposit.

Doral Bank Direct is the online division of Doral Bank, the leading community bank in Puerto Rico, which also has five branches in northwest Florida and two in New York City.

It's paying 1.65% APY, with a $1,000 minimum deposit, on 3-year CDs.

Quaint Oak Bank, which has a single location in suburban Philadelphia, continues to offer 2.20% APY on 5-year CDs with a $500 minimum deposit.

Last weekend's rundown of all the banks offering the top 36-month CD rates is still up to date.

Banks qualify for our rankings by being federally insured and accepting deposits from all savers, regardless of where they live, either online or through the mail.

Click here to compare these returns with the top CD rates from dozens of banks in your area.

Our CD calculator will help you figure out the interest you'll earn, for any term, amount and interest rate.

International bond funds could be the way to make a reasonable return of 3% or 4% on your savings with less risk than you might think.

iGObanking has raised its CD rates by more than a percentage point on a couple of terms -- giving it the best nationally available 36- and 60-month certificates of deposit.