Create a monthly budget

You'll manage your money more wisely if you know what you're spending it on. Enter your monthly income and expenditures into this calculator to see exactly how much you have and where it's going. Click the "view report" button to compare your spending pattern with our targets, which can help identify areas for improvement.

Savings Calculators

This Financial Calculator requires SUN's Java? Plug-in. If you see this message you will need to download SUN's Java? Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing ?Install ActiveX Control?.

Get the Java? Plug-in!

For more information about this Plug-in please visit: SUN's Java? Plug-in
For more information about these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Definitions:

Your income: Your total gross income from your paycheck.
Other income: Any other income that you receive including bonuses, alimony, child support or income from a business.
Federal tax withholding: Total amount withheld for federal taxes. Enter this amount from your pay stub.
State tax withholding: Total amount withheld for state taxes. Enter this amount from your pay stub.
Local tax withholding: Total amount withheld for local taxes. Enter this amount from your pay stub.
Other taxes and withholdings: Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
FICA: Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
Medicare: Total withheld for Medicare based on the gross income on your paycheck.
Insurance and benefits: Total amount withheld for insurance and benefits by your employer. Enter this amount from you pay stub.
Company retirement savings plan: Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).

CD Rates

CD RATES

Peer-to-peer lending offers double-digit returns with some work, risk As CD rates sink lower and lower savers are looking for alternative investments like this to boost their income.
Success Story: Saving nearly $100,000 before turning 30 The first $100,000 is always the hardest $100,000 to save. Here's how Marie and Ed Peters have almost accomplished that while still in their 20s.
Earn higher yields, more income, with dividend-paying stocks At a time we're lucky to earn 1% or 2% on CDs, many well-regarded companies are paying 3% to 6% a year in dividends.
The Fed says savings rates won’t rise until late 2014 — if then That's at least a year-and-a-half later than savers struggling to earn a reasonable return on their bank deposits had expected -- or at least hoped.
CD rates will remain low in 2012, so it’s time to take on some risk The worst may be over for CD rates, but they aren't going to increase in the new year. Look to add buying stocks and bonds on your saving to-do list in 2012.

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T & D

Tips and Deals