CDs - Which are the best?

Bank CD rates, highest yield CDs and certificate of deposit interest rates.

Certificate of Deposit Calculator

Comparing interest rates and compounding methods on different CDs can be confusing. The annualized percentage yield (APY) takes both into consideration and makes comparison much easier.


Find A CD Rate
  • National Locally Available

CD Rates Advice

  • piggy bank in glasses Top 12-month CD rates surge to 3-year high

    You've got to take advantage of the best local and nationally available offers on 12-month CDs. All of these banks and credit unions pay at least four times more the average return on these popular certificates of deposit.

    December 14th 2014

  • Clear piggy bank with coins Best 3-year CD rates start at over 2%

    The best nationally available 36-month CD rate is 1.70% APY from iGObanking. But there are lots of local deals on these popular certificates of deposit that beat that and pay three to four times the average return. Don't settle for less when investing your money.

    December 6th 2014

  • White piggy banks with stacks of money and moneybag Top 5-year CD rates roll clock back to 2011

    Why not benefit from one of the top-paying deals we've found on 5-year certificates of deposit? Returns are definitely on the rise, and we know where to look for the best local and nationally available rates -- up to 2.35% right now.

    November 22nd 2014

  • Piggy bank in dollar bills Leading 2-year CD rate remains at 18-month high

    Don’t invest a cent until you've checked out our rankings of the best-paying 2-year certificates of deposit. CSBdirect has raised the return on its nationally available CDs to 1.55% APY, making it the best deal we've seen since February 2013.

  • White piggy bank on gold background Top 6-month CD rates fall back in November

    Don't get stuck with an average 6-month CD paying just 0.16% APY. We've scoured the country to find the best local and national deals on these popular, short-term certificates of deposit.

  • Marie and Ed Peters Saving $100,000 before age 30 was just a start

    The first $100,000 is always the hardest $100,000 to save. Here's how Marie and Ed Peters have almost accomplished that while still in their 20s.

  • 5 things you should know about target date funds

  • Savings bonds I Bond return jumps to 1.94%

    The yield on these popular U.S. Savings Bonds will pay more than all but the best certificates of deposit over the next six months.

  • Where to find higher yields

    The Federal Reserve seems determined to hold CD rates at record lows for at least the next 18 months -- maybe longer. So why not consider one of these options to boost your annual returns to 3%, 5% or even more.

  • Mike Sante Co-leader in 6-month CD rates makes big cuts

    The big news in CDs comes out of California today, where one of our top-paying banks dropped its rates on 3-month, 6-month, 1-year and 2-year CDs. That's too bad because Pacific Mercantile Bank has often offered savers some of the best nationally available returns.

Load More