CDs - Which are the best?

Bank CD rates, highest yield CDs and certificate of deposit interest rates.

Certificate of Deposit Calculator

Comparing interest rates and compounding methods on different CDs can be confusing. The annualized percentage yield (APY) takes both into consideration and makes comparison much easier.


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CD Rates Advice

  • Where to find higher yields

    The Federal Reserve seems determined to hold CD rates at record lows for at least the next 18 months -- maybe longer. So why not consider one of these options to boost your annual returns to 3%, 5% or even more.

    April 23rd 2014

  • Piggy bank in dollar bills New 2-year CD pops to top of our national rankings

    Don’t invest a cent until you've checked out our rankings of the best-paying 2-year CDs. Earn up to 1.26% with our leading nationally available returns and 1.75% if you can qualify for one of our favorite local deals.

    April 19th 2014

  • Savings bonds Return on I Bonds set to jump this spring

    The yield on these popular U.S. Savings Bonds should pay more than all but the best certificates of deposit when rates reset next month.

    April 15th 2014

  • Clear piggy bank with coins Earn up to 2% with April's best 3-year CD rates

    We've scoured the country to find the best local and nationally available deals on these popular certificates of deposit. Don't settle for average returns that pay half this much -- or less.

    April 12th 2014

  • piggy bank in glasses Pocket up to 1.50% with our leading 1-year CD rates

    Take advantage of the best local and nationally available deals on 12-month CDs. All of the banks in our new rankings pay more than four times the national average on these popular certificates of deposit.

    April 5th 2014

  • White piggy banks with stacks of money and moneybag Leading 5-year CD rates bounce back to 2.5%

    Why not benefit from one of the top-paying deals we've found on 5-year certificates of deposit? Returns are definitely on the rise. We haven't seen rates like this in more than two years.

    April 3rd 2014

  • White piggy bank on gold background Spring's top deals pay up to 1.1% on 6-month CDs

    The Federal Reserve could start raising short-term interest rates as soon as April 2015. But for now, we're stuck with an average 6-month CD rate of just 0.14% APY. With returns that low, can you afford to settle for average?

  • Mike Sante Co-leader in 6-month CD rates makes big cuts

    The big news in CDs comes out of California today, where one of our top-paying banks dropped its rates on 3-month, 6-month, 1-year and 2-year CDs. That's too bad because Pacific Mercantile Bank has often offered savers some of the best nationally available returns.

  • woman and a fever line 7 mistakes to avoid when investing in CDs

    CD investment mistakes can cost you money and time. But these losses aren't inevitable if you know what to look for.

  • Piggy bank squeezed by a vise Lousy CD rates will squeeze savers again in 2014

    We discovered how low CD rates could go in 2013. Now it seems we're stuck with these pathetic returns for the upcoming year. But here's how savvy savers can position themselves to profit when rates finailly start rising.

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