Car Loans - Need to finance a car?
Information on car financing, auto loans and new car loan.
Buying a new car without busting the household budget is a real struggle. A good first step is to determine how much you can afford, both in terms of a monthly payment and the price of car you can afford.
Car Loans Advice
Car loans remain surprisingly cheap this fall
Car loans only cost a little more than they did last September. For most buyers, that means they'll only pay a couple of dollars more per month more than they would have a year ago, when interest rates fell to record lows on virtually every type of auto financing.
September 13th 2014
Kia offers free financing and rebates
Apply for zero-interest loans for up to 60 months on the 2014 Optima midsize sedan or Forte compact and receive $1,000 cash back with the Optima or $500 cash back with the Forte.
August 23rd 2014
Leasing promotes illusion, not reality, of wealth
If you're out to build real financial security, you've got to view leases as a clever financing plan that automakers often use to move high-end cars and trucks that ultimately claim a bigger, never-ending piece of your paycheck.
Consider a 5-year car loan that starts at 1.99%
LighetStream, an online lender that's a division of SunTrust Bank, has some of the best deals on new car financing we've seen this year. You'll need very good credit to qualify, but those loans are available nationwide.
State Farm Bank auto loan costs just 2.44%
You may think of car insurance when you think of State Farm, but the company also has an affiliated bank that offers vehicle loans.
Ford offers free financing on F-150, Fusion, other models
Free financing is back with a vengeance at Ford dealers this month. The automaker is offering 0% loans on the Ford F Series pickup -- the best-selling vehicle in the country -- and some of its most popular cars.
Pay less than 2% for a car loan this spring
Pretty much anyone can join Pentagon Federal Credit Union and take advantage of its very competitive car loans. Rates start as low as 0.49% for three-year loans to 1.99% for five-year financing.
Auto loan rates fall below 4% at TD Bank
TD Bank checking and savings account customers can take advantage of a cheap new car loan, with rates as low as 3.79% on terms up to five years.
Chase Bank customers: Score great auto loan rates
The nation's largest bank by assets is offering checking account holders 48-month, auto loan rates for as little as 2.38% APR. That's way below the average cost of a 4-year car loan, which is just over 4% right now.
Free financing is the best discount on a new car
Any time you can borrow $20,000, $30,000 or more for free, you can save thousands in interest charges. It's often a better deal than a rebate.