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GLOSSARY:

• Interest rates
• Loan origination fee
• Auto loan calculator
• Auto loan

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RELATED LINKS:

• Chase has cheap auto loans for its checking account customers
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• Roll into auto loan rates as low as 2.99% at Bank of America
• Score an auto loan for less than 3% from U.S. Bank
• Cash in on a PNC auto loan with rates as low as 2.75%

Big banks have cut their deposit rates to virtually nothing, but you still can find good deals on loans.

The country's largest bank by deposits is no exception.

Chase Bank is offering great auto loan rates to its Premier checking account customers with APRs as low as 2.73%.

That super-cheap financing is offered on 48-month new-car loans. You could pay as little as 2.84% APR for a 60-month new-car loan.

These auto loan rates are slightly higher than last summer’s deals, but they’re still much lower than the national average of 5.22% APR for 60-month financing, according to our national survey of lenders.

Borrow $15,000 at 2.73% APR over four years and your payment will be $330.

Use our auto loan calculator to help plan your own auto budget.

Chase also is offering Premier checking account customers 48-month financing on used cars bought at a new-car dealership for as little as 2.78%.

We rarely see used-car loans at rates that are nearly as low as new-car loans. It's way less than half what the average used-car loan costs.

Loans are available in any state where Chase has a branch, but terms may vary.

We see auto loan rates as low as 2.73% APR for 48-month new-car loans in Chicago and 3.49% APR in Philadelphia -- still much lower than the national average.

The best rates are reserved for Chase Premier checking account holders.

If you have another type of Chase personal checking account, you’ll pay a quarter point more.

Everyone taking advantage of these auto loan rates also has to agree to have the payments automatically deducted from their Chase checking account.

There’s a $75 loan origination fee, you must be borrowing at least $7,500 and you must arrange the loan through a Chase branch or the bank’s website, not a dealership.

Search our database of the best auto loan rates from more lenders in your area to see if you can find a better deal.

If you’re shopping for a new vehicle, use our 5 simple steps to the best deal on a new car or truck. It can help make you a smarter, more confident buyer.

If you’re in the market for a pre-owned auto, follow our 10 smart moves for buying a used car to help you avoid all of the nasty surprises in the pre-owned market and find a dependable, affordable ride.

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